Mission control for global finances.

Accounts in three currencies, cards in two countries, and a tax residency clock that's always ticking? CLUSTER puts all of it on one screen. Built by an expat who lived the problem!

You're on the list. See you at launch.

Early access opens soon on Android, iOS to follow.

Six modules, one wheel

Everything scattered across your borders, gathered.

Each module stands alone. Together, they're the full picture of a life lived in more than one country.

Countries

Where you've been

Log trips and drill into cities. Watch your days-per-jurisdiction, the number your tax residency depends on, count itself.

Cards

Every card, every country

Renewal timelines, annual fees, and points balances across issuers that have never heard of each other.

Accounts

Assets & liabilities

Bank accounts and balances in any currency, snapshotted over time; with liabilities subtracted, not hidden.

Wealth

Net worth, charted

A candlestick view of your total position, converted into whichever currency you think in right now.

Spend

One spending ledger

Card and bank spend merged into a single stream, imported by CSV. No bank logins required.

Documents

The paper that follows you

Visas, statements, and contracts stored where your finances live, not in a camera roll.

Days by jurisdiction2026 · projected
United Kingdom121 / 183
Portugal190 / 183
Singapore38 / 183
The day counter

183 is not just a number.

Tax residency revolves around how many days you spend where, and most expats find out their count after it matters. CLUSTER counts as you travel and projects where you'll land by year end, so the threshold never sneaks up on you.

Planning a December trip? See what it does to your count before you book.

Shared views

Two passports, one household.

Connect with a partner or family member. Each of you chooses exactly what to share: joint travel on one calendar, overlapping trips blended, everything else private by default.

Your finances already live in five places.
You shouldn't have to.

Join the waitlist and be first aboard.

You're on the list. See you at launch.